This is the settlement website for the class action lawsuit known as Fernandez v. Rushmore Loan Management Services LLC, pending in the U.S. District Court, Central District of California.

A $1,645,840.00 settlement has been reached in a class action lawsuit alleging that Rushmore charged borrowers convenience fees to make mortgage payments by phone. The Action asserts that Rushmore’s practice of charging such fees, among other things, violated the Fair Debt Collection Practices Act and the Rosenthal Fair Debt Collection Practices Act, and breached the terms of the borrowers’ loan agreements. Rushmore denies the allegations asserted in the Action.

The Court has determined that every person with a mortgage loan serviced by Rushmore from whom Rushmore collected a Convenience Fee from January 1, 2013, through September 19, 2021, is a Class Member:

If you were a borrower with a mortgage loan serviced by Rushmore Loan Management Services from whom Rushmore collected a Convenience Fee from January 1, 2013, through September 19, 2021, you may have been entitled to a payment from a class action settlement.


Summary of Your Legal Rights and Options in this Settlement
Receive a Payment As long as you did not exclude yourself from the Settlement, you automatically received relief and did not need to take further action.
Exclude Yourself from the Settlement The deadline to exclude yourself from the Settlement passed on January 24, 2022.
Object The deadline to object to the Settlement passed on January 24, 2022.

This website explains important rights you may have. These rights and options, and the deadlines to exercise them, are further explained in the Class Notice you may have received, or you may review the Frequently Asked Questions page of this website for additional information. Your legal rights are affected whether you act or not.